Take a hard look at your budget with an eye for reducing expenses.
Just try to be as equitable as possible and don't ask employees to make sacrifices you yourself are not willing to make.
Once you have a realistic budget that includes covering your existing debt payments, determine how much extra you could put aside each month to make more of a dent in those payments.
Credit card debt can be particularly onerous, especially if you're only making minimum payments each month.
If you're still in bad shape, see what you can do to re-finance your loan, arrange new payment schedules or even make debt settlements.
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